Munivel Devan, Bhavani Krothapalli, Mahendher Govindasingh Krishnasingh. Hybrid Cloud Data Integration in Retail and Insurance: Strategies for Seamless Interoperability. J. of Art. Int. Research. 2023;3(2):103-144. Accessed November 2, 2025. https://tsbpublisher.org/jair/article/view/35