Gunaseelan Namperumal, Akila Selvaraj, and Yeswanth Surampudi. 2022. “Synthetic Data Generation for Credit Scoring Models: Leveraging AI and Machine Learning to Improve Predictive Accuracy and Reduce Bias in Financial Services”. Journal of Artificial Intelligence Research 2 (1): 168-202. https://tsbpublisher.org/jair/article/view/41.